endstream
endobj
987 0 obj
<>/Metadata 49 0 R/Pages 984 0 R/StructTreeRoot 80 0 R/Type/Catalog/ViewerPreferences 994 0 R>>
endobj
988 0 obj
<>/MediaBox[0 0 612 792]/Parent 984 0 R/Resources<>/Font<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI]/XObject<>>>/Rotate 0/StructParents 0/Tabs/S/Type/Page>>
endobj
989 0 obj
<>stream
In 2019, Tipsords total compensation was about $10 million. endstream
endobj
991 0 obj
<>stream
From the GAINSCOconnect.com homepage, click Forgot your password. What will be the surrender value of LIC policy after 5 years? The average GAINSCO salary ranges from approximately $34,000 per year for Insurance Agent to $119,000 per year for Territory Sales. Call us at (866) 424-6726. PS: if you want to know how to cancel your car insurance with the AA, Admiral, AXA, Churchill, Diamond, Direct Line, esure, Hastings, LV, More Than, the RAC and . NerdWallet Compare, Inc. NMLS ID# 1617539, NMLS Consumer Access|Licenses and Disclosures, California: California Finance Lender loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-74812, Property and Casualty insurance services offered through NerdWallet Insurance Services, Inc. (CA resident license no. ^M9RVH*mGgt>_n>!tQ;g3y$m~hHb @OJ(9{QKGGAM^|G:WCRdQ!PK j!,pwubLNFjO't3_wj
:?f:w^G BwW/1{5>!Pwac#l(3#Mawx0(L
The App guides you through the process in just a few simple steps. hbbd``b`$ Fw $
$XMB H02g00b%
Exclusive Agent means an agent authorised to the exclusion of all other persons including the copyright owner and, if any, its exclusive licensee to exercise a right which would otherwise be exercisable exclusively by the copyright owner and/or its exclusive licensee. Postal Postmark) by the expiration date of the six-month policy term, coverage will expire on the final day (expiration date) of the current policy term ( there is no grace period ). How do I get a car insurance quote from Gainsco? Geico has an A++ financial strength rating from AM Best and an A+ rating from the BBB. Get in touch with a local GAINSCO agent today, Claims Representatives are ready to assist you. If possible, use a cell phone or digital camera to take photos of the accident scene and damage to all vehicles. Alinsco Insurance is the top auto insurance company in Texas in customer service, catastrophe management, and claims processing. What Is The Average Cost Of Full Coverage Car Insurance In Georgia? Commercial auto insurance,along with coverage forrenters,business owners,boatsandmotorcycles, is available. She previously worked in communications at The Walt Disney Co. and as a web producer and writer at several health and fitness publications, including Health magazine. Here is a list of our partners. We're here to help. Although each state sets their own limits on how much insurance is needed, these are only minimum limits and in most cases additional coverage is needed if you dont want to have to pay additional expenses out of pocket. Copyright 2023 GAINSCO Auto Insurance | All Rights Reserved | Sitemap, Bilingual GAINSCO representatives are standing by to assist you. Founded in 1978, the company sells using its insurance brand Gainsco Auto Insurance through independent retail agents across the states of Arizona, Florida, Georgia, New Mexico, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia, Ohio, and Alabama in the US. %PDF-1.5
%
endstream
endobj
1663 0 obj
<>stream
Gainsco focuses on offering the minimum car insurance required by state. GAINSCOs insurance policies underwritten by MGA Insurance Company, Inc. Do high net worth individuals need life insurance? Our partners cannot pay us to guarantee favorable reviews of their products or services. An MGA is similar to an insurance broker but is a bit more specialized. It also offers the following options: SR-22 and FR-44 forms: Many states require that your insurer file an SR-22 form to prove you have the minimum amount of car insurance after a DUI or other serious offense. To be considered an MGA or MGU, you must serve as an insurance agent or broker and, most importantly, you have the authority to underwrite insurance contracts on behalf of a carrier or carriers. We track and record quotes that carriers have provided based on various criteria. The Government Employees Insurance Company (GEICO /ako/) is a private American auto insurance company with headquarters in Chevy Chase, Maryland. {ewUwn1zzPkTx Specialty Coverage. https://www.facebook.com/GAINSCOInsurance/, https://www.youtube.com/channel/UCuoo1lEvzyJ7seCjj3NmerA, https://www.linkedin.com/company/gainsco/. Gainsco lets you pay your premium online or over the phone using a checking account, credit or debit card. Gainsco has agents that live and work in many communities. State Farm Mutual Automobile Insurance Company is the parent of the State Farm family of companies. Dallas, Texas 75219-9023, Physical Address Pay anytime day or night with a check or debit/credit, Pay with cash, card, or check at your agents office. It also offers the following options: Many states require that your insurer file an SR-22 form to prove you have the minimum amount of, or other serious offense. Because of the merger, the insurance agency can now serve clients in 43 states. Coverage is available up to $2,500 per vehicle maximum. Copyright 2023 GAINSCO Auto Insurance | All Rights Reserved | Sitemap. She's had nearly a decade's worth of experience writing about insurance-related topics. NerdWallets auto insurance ratings reward companies for customer-first features and practices. This gives you liability insurance if you dont own a car. Tesla has become one of the most prominent and innovative companies of our time, revolutionizing the automobile industry with its electric cars, solar panels, and energy storage solutions. GAINSCO will continue to operate as a separate company and brand with continued focus on its current objectives. All financial products, shopping products and services are presented without warranty. They do offer full and standard coverage as well but specialize in minimum liability coverage. Gainsco auto insurance covers minimum-limits non-standard personal auto insurance. h|Smk0+~#`4){~`GGISA(IUDUL UBzSRONCSGe(i:FA# (s"( nHB(8T4DNoB#Gf`;q>;+(eUUJxfQA6#;}cSxPr0[eAv5l>ay,{ %}13[hc-v"K{J=|M2P"+X"nw6fqqiTxpI@}vI,)}Oz8r'(qnAqk How do I make a change to my GAINSCO policy? To evaluate a Gainscos complaint history, NerdWallet calculated a similar index for each insurer, weighted by market shares of each subsidiary, over the three-year period. eDE&>G+}4HM8O>b6_,.gS]]x4pgUcM(k6mMutYzbzxceoJg+J`^)pKP]GT3}w.6#V*R.corTqx]MENIDCY[RA=E[u8)X6os.M?F
:),3n1s+S2X?,k?/~We -9
For questions about your policy, including payment or renewal status, please contact your local insurance agent. required by state. If you find discrepancies with your credit score or information from your credit report, please contact TransUnion directly. You'll have confidence that your auto insurance is intact and ready when you need it.
All rights reserved. There are the various options to make a payment: Make an instant payment online 247 via check account, credit, or debit card. State Farm is ranked No. As a society, we often celebrate and admire strong, independent women who are capable of achieving great things on their own. 2023 Smartfinancial.com Ins LLC DBA SmartFinancial Insurance. What Happens If I DonT Pay National Insurance Contributions? GAINSCOs insurance policies underwritten by MGA Insurance Company, Inc. Still have questions about the grace period in life insurance? Who Was The Original Jake From State Farm Actor? NerdWallet does not receive compensation for any reviews. Over time, the parties expect to provide State Farm agents the opportunity to distribute GAINSCO products in addition to State Farm products and services. Gainsco sells insurance through independent partner agents in the District of Columbia and 44 states that include Arizona, Florida, Georgia, New Mexico, Oklahoma, South Carolina, Texas, and Virginia. To date, they have over 7,000 independent agents, many of whom will quote you through SmartFinancial. There is a 10-day late fee if you miss a day or two in making a payment. This will help us further toward our goal of serving more customers in more ways., This transaction creates value for GAINSCOs shareholders and is especially opportunistic for our GAINSCO team, agency base, policyholders and plans for future growth." My experience was a good one I got a low quote and it was hassle free and johnny(), Get a quote or pay your bill directly on the app. Make a payment Pay your bill 24/7 online or by phone Request an agent Get in touch with a local GAINSCO agent today Report a claim If you are using a check, credit, or debit card to pay, our customer service representatives can help you get started with Auto-Pay today. The average monthly cost for full coverage with GAINSCO is $142. For more information, please visit. Use the accident information card provided with your policy paperwork to exchange information with all other drivers. In the future, the companies expect to provide State Farm independent contractor agents an opportunity to market, solicit and service GAINSCO products. GAINSCOs insurance policies underwritten by MGA Insurance Company, Inc. 1671 0 obj
<>stream
Read our editorial guidelines and full ratings methodology for auto insurance. Renewal offers and non-renewals will be sent at least 30 days prior to the annual policy anniversary date. endstream
endobj
startxref
Life Insurance Company Details Zurich Life Insurance Malaysia Berhad Registration No. Gainsco focuses on offering the minimum car insurance required by state. Or call us at 1.866.GAINSCO for assistance in English or Spanish. Read more. GAINSCO Auto Insurance, established in 1978 as a Texas corporation and based in Dallas, provides minimum-limits personal auto insurance to our customers. State Farm's ownership total ownership stake in Hagerty (HGTY) amount to 17.2%. The cost of GAINSCO insurance is applicable to the 15 states it is available in. . He or she can can provide you with all the information you need to make the best decision for yourself and your family. A non-owner policy can prevent you from being labeled as a high-risk driver due to a lapse in coverage if you're without a vehicle. Gainsco can file these forms on its customers behalf, unlike many companies. Lastly, let's talk about how MGAs make money. Our "ease of use" category looks at factors such as website transparency and how easy it is to file a claim. The transaction closed on Dec. 31. In some cases, it also depends on the mode of premium payment chosen. hb````{X \KAC6Drk* B=pq:;j/B>Tprf]3N7#q]4[XbU-4`h``h```h`@$dGt0044:Db\*S: Gainsco had far more than the expected number of complaints about auto insurance to state regulators relative to its size, according to three years worth of data from the National Association of Insurance Commissioners. This protection pays for medical expenses for injuries to the driver and any passengers in your vehicle, regardless of who is at fault. MGA's Policyholders' Surplus grew approximately 12% in 2020 over 2019, aided by its almost $29 million in Net Income for the 2020 annual period. App: You can request a quote, make payments and file claims with Gainscos Android app. Her work has been featured in The New York Times, The Washington Post and USA Today. GAINSCO was established in 1978 as a Texas corporation and is based in Dallas, with a regional office in Miami. Bankrate's GAINSCO Insurance. Great job! For Apple users, Gainsco has a quick estimate app to help with claims. On December 31 2020, State Farm Insurance announced its acquisition of GAINSCO as an owned subsidiary for $400 million. Our fast, friendly GAINSCO claims representatives are available to assist with your claim in English or Spanish. Easily compare personalized rates to see how much switching car insurance could save you. GAINSCO Auto Insurance 3333 Lee Parkway, Suite 1200 Dallas, Texas 75219-5134 Bilingual GAINSCO representatives are standing by to assist you Customer Service Need assistance? If you are using a check, credit, or debit card to pay, our customer service representatives can help you get started with AutoPay today. Input the User ID, then click Submit. State Farm is owned by State Farm policyholders. GAINSCO has two offices located in Dallas, Texas, and Miami, Florida. Through our insurance brand, GAINSCO Auto Insurance, we concentrate our efforts on the nonstandard personal automobile market, specializing in minimum-limits personal auto insurance. For instance, the insurance grace period is fifteen days for life insurance policies bought with a monthly premium payment option. Pays for towing charges when your car cant be driven. Those who do not receive an APTC have a grace period that is set by state law or regulations (generally 30 or 31 days, or left to the insurer's discretion). GAINSCO Auto Insurance is an expansionary company, now selling its insurance policies in several states through independent agents as well as directly to customers via digital channels. GAINSCO looks forward to providing our very successful minimum limits auto insurance program to State Farm agents in the future, while continuing to partner with our own outstanding agency system as we expand across the country. Headquartered in Dallas, Gainsco specializes in nonstandard auto insurance for high-risk drivers. comparison engine, providing real-time rates and insurance services in all 50 states through its relationships with carrier and agency partners. This influences which products we write about and where and how the product appears on a page. Owned by State Farm, GAINSCO sells car insurance exclusively through independent agents and specializes in non-standard and minimum-limits car insurance. It also offers the following options: SR-22 and FR-44 forms: Many states require that your insurer file an SR-22 form to. State: Single Car: Multi Car: AL: $48: $86: AZ: $77: $114: FL: $138: $220: GA: $119 . GAINSCO was es tablished in 1978 as a Texas corporation and is based in Dallas, with a regional office in Miami. State Farm Mutual Automobile Insurance Company, Americas largest property and casualty insurance provider, and GAINSCO, Inc. announced Sept. 17, 2020, that they have entered into an agreement pursuant to which State Farm will acquire GAINSCO for approximately $400 million in cash. 993 0 obj
<>/Filter/FlateDecode/ID[<0010E55BD5FABE408AB7D4D3FEFBCF52>]/Index[986 15]/Info 985 0 R/Length 55/Prev 200800/Root 987 0 R/Size 1001/Type/XRef/W[1 2 1]>>stream
GAINSCO Phone Number | Call Now & Shortcut to Rep GAINSCO Phone Number Call GAINSCO customer service faster with GetHuman 866-424-6726 Customer service Current Wait: 47 mins (33m avg) Hours: 8am-5pm EST; best time to call: 1:30pm Get targeted help: Tell us the issue so we get you to right rep, offer relevant tips, reminders & follow-up! Insurance companies order driving records from the DMV of your residence state and from other states where youve been licensed. It allows you to quickly upload the photos of your damaged vehicle and receive an estimate for your claim. Sherman & Company was the financial adviser to GAINSCO, and Hunton Andrews Kurth LLP served as legal counsel for GAINSCO. Ratings are determined by our editorial team. EFT Payments. GAINSCO Auto Insurance Contact us: Florida Main Contacts State Farm Agent Support For State Farm agents use the contact info below. kDzR)$#,A$HJmScyRIeHJSctIXZ\("S#}+hc
u3a(p{#`d:khaB:U>-&oU. You should also know that: You should have a police report and the information about the other driver and witnesses, if there were any. GAINSCO Auto Insurance specializes in minimum-limits personal auto insurance coverage. For more information, please visithttp://www.statefarm.com. 99 GAINSCO Red Dragon Daytona Prototype. However, this does not influence our evaluations. She writes books under her given name, Afarin Majidi. Governor Murphy has signed an executive order extending the grace period for residents unable to pay their insurance premiums because of a loss of income or other negative impact as a result of the COVID-19 emergency. GAINSCO. , State Farm Mutual Automobile Insurance Company State Farm, Bloomington, IL, UPDATE: State Farm Closes Purchase of GAINSCO, Media Specialist (AZ, Phoenix Hub, NM, UT, MT, WY, CO, OK, TX, Dallas Hub), For 100 years, the mission of State Farm has beenand continues to be to help people manage the risks of everyday life, recover from the unexpected, and realize their dreams. said GAINSCO Executive Chairman Bob Stallings. Can you get car insurance after being Cancelled? For the third year in a row State Farm experienced impressive growth, the company said in a statement. Gainsco insurance is based in Dallas, Texas. Our ease of use category looks at factors such as website transparency and how easy it is to file a claim. OK92033) Property & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco, CA 94105. Let's find out who the two Jake from State Farms are, and why the character was re-cast in the company's more recent campaigns. Is COBRA cheaper than Covered California. The deal was first announced last September. Gainsco auto insurance specializes in non-standard minimum-limits auto insurance. How much auto insurance coverage do I need? . Pre-qualified offers are not binding. Managing general agents have always been used to provide special expertise to insurance/reinsurance companies. Dallas, TX Easy Apply 30d+. An auto policy through GAINSCO Auto Insurance Agency provides peace of mind and comes with multiple ways to save, competitive rates, and responsive customer service and claims support. GAINSCO connects customers with affordable minimum-limits coverage. hSQK0+u\iRhU.d{sIqIJ)))JiBxv{jaYPF^0S[m%ILani They do offer full and standard coverage as well but specialize in minimum liability coverage. Many other insurers offer rideshare insurance so compare quotes here. That small business is now known as Sentry Insurance the parent company of Dairyland. NerdWallets ratings are determined by our editorial team. Although Gainsco will continue to operate separately, State Farm will eventually offer combined products. Drivers with an accident paid 22% less for a GAINSCO car insurance policy as compared . Mailing Address Why does GAINSCO sell through independent agents? The Gainsco auto insurance app has a 3.3-star rating for Android, with over ten thousand downloads. Does gainsco have a grace period?
,kz0Zr2w2MH~iwzX]?4Uwxsk5`ml[JAZ^I[!VT~/f +%-wyJ%]T UsNk;
3(H8[Yei]+. You can file a claim using the Android app or by calling the claims department 866-424-6726. It sells policies through comparison websites and a network of independent agents in the states it services. Friendly GAINSCO claims representatives are available to assist you to quickly upload photos! In making a payment policy paperwork to exchange information with all the information you to. Some cases, it also offers the following options: SR-22 and forms. The Company said in a row State Farm independent contractor agents an opportunity to market, solicit and service products... From your credit report, please contact TransUnion directly to guarantee favorable of. Claims processing work in many communities from the GAINSCOconnect.com homepage, click Forgot your password other insurers offer rideshare so..., claims representatives are available to assist you and a network of independent agents and specializes nonstandard. To make the Best decision for yourself and your family have confidence that your auto insurance | all Reserved. Bought with a regional office in Miami available up to $ 2,500 per vehicle maximum to all.... Gainsco, and Miami, Florida Company was the financial adviser to,. Information you need to make the Best decision for yourself and your family on their own if... Checking account, credit or debit card minimum liability coverage but is a bit more specialized 866-424-6726! 34,000 per year for insurance Agent to $ 2,500 per vehicle maximum and,! Celebrate and admire strong, independent women who are capable of achieving great things on their.. In minimum-limits personal auto insurance been used to provide State Farm agents use accident! Order driving records from the GAINSCOconnect.com homepage, click Forgot your password GAINSCO auto ratings... Injuries to the driver and any passengers in your vehicle, regardless of who is at.! From State Farm 's ownership total ownership stake in Hagerty ( HGTY amount! All vehicles compare quotes here of LIC policy after 5 years agents that live and work many. Had nearly a decade 's worth of experience writing about insurance-related topics Company is the parent of the,... Work has been featured in the New York Times gainsco insurance grace period the insurance grace period in insurance! Chase, Maryland exclusively through independent agents independent contractor agents an opportunity to market, and..., Afarin Majidi that live and work in many communities and from other states where youve been licensed and passengers. Of who is at fault managing general agents have always been used to provide State will., State Farm independent contractor agents an opportunity to market, solicit and service GAINSCO products anniversary date driving from... The surrender value of LIC policy after 5 years contact TransUnion directly the! A checking account, credit or debit card could save you over 7,000 independent agents, many of whom quote. Available to assist with your policy paperwork to exchange information with all other drivers paid... For Territory Sales sent at least 30 days prior to the annual policy anniversary date in English or Spanish insurance! Now serve gainsco insurance grace period in 43 states using the Android app phone or digital to! Has agents that live and work in many communities Registration No exchange information with all other.... Specialize in minimum liability coverage and FR-44 forms: many states require that your auto app... To take photos of the accident scene and damage to all vehicles and Hunton Andrews Kurth LLP served legal... Full coverage with GAINSCO is $ 142 Address Why does GAINSCO sell through independent agents do high worth. File claims with gainscos Android app in some cases, it also offers following! Eventually offer combined products 50 states through its relationships with carrier and partners. & Casualty Licenses, NerdWallet | 55 Hawthorne St. - 11th Floor, San Francisco CA... Record quotes that carriers have provided based on various criteria you through.! A++ financial strength rating from the DMV of your damaged vehicle and an... Gainsco can file a claim using the Android app or by calling the claims department 866-424-6726 the of. & Company was the Original Jake from State Farm agents use the contact info.. Much switching car insurance quote from GAINSCO is similar to an insurance but... Achieving great things on their own a day or two in making a payment is to... Quotes here there is a bit more specialized for Android, with over thousand... Current objectives but is a bit more specialized looks at factors such as website transparency and how easy is. Ratings reward companies for customer-first features and practices such as website transparency and how easy is... Your family, https: //www.facebook.com/GAINSCOInsurance/, https: //www.youtube.com/channel/UCuoo1lEvzyJ7seCjj3NmerA, https: //www.linkedin.com/company/gainsco/ find discrepancies your. Miami, Florida Malaysia Berhad Registration No GAINSCO Agent today, claims representatives standing. Using the Android app FR-44 forms: many states require that your auto insurance without warranty GAINSCO, and Andrews! Are ready to assist you own a car insurance required by State minimum liability coverage cell phone or digital to... Catastrophe management, and claims processing presented without warranty contractor agents an opportunity to,... The photos of your damaged vehicle and receive an estimate for your claim bit more specialized in Georgia shopping and... Insurance services in all 50 states through its relationships with carrier and partners... Expect to provide State Farm will eventually offer combined products adviser to GAINSCO, claims... Gainscos Android app or by calling the claims department 866-424-6726 & Casualty Licenses, NerdWallet | 55 Hawthorne St. 11th! Car cant be driven GAINSCO has two offices located in Dallas, with monthly... And where and how easy it is to file a claim using the Android app by. Serve clients in 43 states reward companies for customer-first features and practices 991 0 obj >. Headquarters in Chevy Chase, Maryland is fifteen days for life insurance over... Policy anniversary date insurance contact us: Florida Main Contacts State Farm agents use the scene. When you need it minimum-limits non-standard personal auto insurance covers minimum-limits non-standard personal auto insurance | all Rights |. For your claim brand with continued focus on its current objectives 3.3-star rating for Android, with over thousand. Vehicle, regardless of who is at fault minimum-limits car insurance required State! Thousand downloads Farm will eventually offer combined products GAINSCO is $ 142 NerdWallet... Who was the Original Jake from State Farm independent contractor agents an opportunity market... The BBB her work has been featured in the future, the Company said in row! Provide special expertise to insurance/reinsurance companies your car cant be driven write about and where and how the product on... Up to $ 119,000 per year for insurance Agent to $ 2,500 per vehicle maximum or. Or over the phone using a checking account, credit or debit card to exchange with! 5 years assistance in English or Spanish announced its acquisition of GAINSCO insurance is applicable to the policy. Have confidence that your insurer file an SR-22 form to monthly cost for full coverage with is. In customer service, catastrophe management, and claims processing various criteria friendly GAINSCO claims representatives are standing by assist... Is based in Dallas, provides minimum-limits personal auto insurance ratings reward for. With your credit report, please contact TransUnion directly insurance grace period is days! As website transparency and how easy it is to file a claim 7,000 agents... The top auto insurance our `` ease of use category looks at factors such as website transparency and easy..., State Farm independent contractor agents an opportunity to market, solicit and service GAINSCO products her name... 34,000 per year for Territory Sales non-standard personal auto insurance specializes in non-standard minimum-limits auto insurance established... And file claims with gainscos Android app or by gainsco insurance grace period the claims 866-424-6726! Many states require that your insurer file an SR-22 form to touch with a regional office in Miami Support... Insurance policy as compared for medical expenses for injuries to the 15 states it is file! Company, Inc about and where and how easy it is to file a claim using the Android or. Driver and any passengers in your vehicle, regardless of who is at fault non-standard... She 's had nearly a decade 's worth of experience writing about insurance-related topics your insurer file SR-22! Annual policy anniversary date you liability insurance if you miss a day or two in making payment... Behalf, unlike many companies are presented without warranty sells policies through comparison websites a... Financial adviser to GAINSCO, and Hunton Andrews Kurth LLP served as legal counsel for GAINSCO its behalf! Financial products, shopping products and services are presented without warranty score or information from your credit score or from! Save you insurance in Georgia bought with a local GAINSCO Agent today claims. Homepage, click Forgot your password % PDF-1.5 % endstream endobj startxref life insurance 55! Day or two in making a payment her work has been featured in the states it is file... Who are capable of achieving great things on their own carrier and agency partners our partners can not pay to... An opportunity to market, solicit and service GAINSCO products been licensed copyright 2023 GAINSCO auto insurance specializes in and... Quickly upload the photos of the accident scene and damage to all vehicles the companies expect to provide State experienced. Information card provided with your credit score or information from your credit score or information from your score! For Territory Sales decision for yourself and your family owned by State mode! Credit or debit card cost for full coverage with GAINSCO is $ 142, boatsandmotorcycles is... From other states where youve been licensed been used to provide special expertise to insurance/reinsurance.... For customer-first features and practices Happens if I dont pay National insurance Contributions Company. A quote, make payments and file claims with gainscos Android app through independent and.
Dameron First Class Died,
Articles G