Head office: 20 Merrion Way, Leeds, LS2 8NZ Head office: 410 Thames Valley Park Drive, Reading, Berks, RG6 1RH, DX 84150 CAVERSHAM Head office: PO Box 81, Pendeford Business Park, Wobaston Road, Wolverhampton, WV9 5HZ, DX 10401 WOLVERHAMPTON Head office: 402 Lana House, 118 Commercial Street, London, E1 6NF The Council of Mortgage Lenders has a handbook in which all the indemnity insurance requirements are clearly outlined, stating what they should accept and what needs further action from the lender. Type of membership: Associate, First Title Insurance plc In this section Tasks for regulated firms Approved persons Senior Managers and Certification Regime Change in control Appointed representatives and principals Brexit Variation of permission Waivers and modifications Capital requirements permissions Fees and levies Regulatory reporting Change of legal status Firm details Your business Whistleblowing Culture and governance Report mortgage fraud . Type of membership: Associate, Stewart Title Ltd Type of membership: Member, Ipswich Building Society Type of membership: Member, C L Mortgages Limited Type of membership: Member, Buckinghamshire Building Society Head office: 1 More London Place, London, SE1 2AF UK Finance: 5th Floor, 1 Angel Court, London EC2R 7HJ. The policies are approved by The Council of Mortgage Lenders. It is accepted by the Council of Mortgage Lenders and high-street lenders. A Structural Warranty is an insurance policy designed to protect funders a nd homeowners from latent structural defects that may occur following the practical completion of a build. Head office: 11 Cradock Street, Swansea, West Glamorgan, SA1 3EW, DX 39595 SWANSEA Head office: Admiral House, Harlington Way, Fleet, Hampshire, GU51 4YA The mortgage and housing markets are constantly evolving to meet the needs of customers. Type of membership: Member, Beverley Building Society An example requirements letter to the borrower's conveyancer has also been developed for use in these circumstances. Type of membership: Member, Basinghall Finance PLC UK Finance represents nearly 300 of the leading firms providing finance, banking, markets and payments-related services in or from the UK. Program Offices. It. which Q can offer to satisfy the mortgage lending criteria. Type of membership: Associate, John Collins & Partners LLP Type of membership: Associate, Wragge & Co Type of membership: Member, ING Direct N.V. Type of membership: Member, Leek United Building Society Head office: Key House, Foxhole Road, Chorley, Lancashire, PR7 1NZ, DX 18419 CHORLEY-1 Head office: Waverley House, 7-12 Noel Street, London, W1F 8GQ The value of gross mortgage advances in 2022 Q3 was 85.9 billion, which was 8.0 billion greater than the previous quarter, and 17.0% higher than in 2021 Q3. Head office: 12 Market Square, Chesham, Buckinghamshire, HP5 1ER, DX 50314 CHESHAM-1 We are aware of a potential scam involving people being offered loans for an upfront fee by an individual posing as a representative of UK Finance. Type of membership: Member, AIB Group (UK) plc The Handbook is voluntary for lenders and not all choose to use it. The team at Gustan Cho Associates is available 7 days a week, evenings, weekends, and holidays. We can offer both warrantable and non-warrantable condo financing. If you Head office: Thirlestaine Hall, Thirlestaine Road, Cheltenham, Gloucestershire, GL53 7AL, DX 32850 CHELTENHAM-2 Type of membership: Member, First Direct Bank Type of membership: Associate, Rosling King Solicitors Accord Mortgages. Type of membership: Member, Coutts & Co We also represent those who lend commercially to social housing. This is intended to protect your investment, and the mortgage lender's security, in the event that the builders have become insolvent or ceased to exist. Head office: No 1 Whitehall Riverside, Leeds, LS1 4BN, DX 14085 Leeds 1 Lenders can increase their housing portfolio while mitigating risk, improving profitability and liquidity management, and expanding their loan-making ability with a USDA loan guarantee. Head office: 70 Owen Street, Tipton, West Midlands, DY4 8HG, DX 700152 TIPTON Best Mortgage Lenders Of February 2023. CMLC Ltd NFU Building, Camelgate Spalding, PE12 6ET, Recognised by UK Mortgage Lenders as detailed within the UK Finance Mortgage Lenders handbook for conveyancers, Accepted by High Street Lenders mortgage providers, All Checks Carried Out by Qualified Surveyors (RIBA / RICS), Save up to 50% Compared to other Structural Warranties, Can be taken on Part Complete / Completed projects. Head office: Jarman House, Mathisen Way, Poyle Road, Colnbrook, Berkshire, SL3 0HF The CML has been a great source of information about the changing state of the UK mortgage industry, an area of the economy which has come under great pressure as the 2007/08 credit crunch starts to hit home. Head office: LMS House, Lloyd Drive, Cheshire Oaks Business Park, Cheshire, CH65 9HQ, DX728580 ELSMERE PORT 500: Atlanta: GA: 30328: Kip Buss (470) 307-3511: Western Alliance Bank: 2701 East Camelback Road, Suite 110: Type of membership: Associate, Addleshaw Goddard The handbook was formerly produced by the Council of Mortgage Lenders (CML), and known as the CML Handbook or CML Lenders' Handbook. Type of membership: Associate, London General Insurance UK Finance Limited trading as UK Finance. @ProtekWarranty rang of retrospective warranty is becoming increasingly popular with people who already have an arc https://t.co/XlFcDfEt4g, RT @Frame_Tech: Todays the day! Accord Buy to Let. Head office: Integra House, Floor 2, Vicarage Road, Egham, Surrey, TW20 9JZ Type of membership: Member, Swansea Building Society Type of membership: Member, Stonehaven UK Ltd When you buy a new build or a recently converted property your mortgage lender will require you to gain a warranty to protect the building. Head office: Keaton House, Widewater Place, Moorhall Road, Harefield, Mddx, UB9 6NS The UK government does not require homeowners to take out new build 10 year warranties on their new buildings. 231905. The Council of Mortgage Lenders (CML) is the UK association which speaks on behalf of the UK mortgage industry. Head office: Crown House, Crown Street, Ipswich, Suffolk, IP1 3HS Head office: One Canada Square, London, E14 5AG New American Funding: Best for low APR. Where the cost of a warranty scheme is too great for the builder, as can be the case with smaller building firms, a lender may accept a CML Professional Consultants Certificate. Type of membership: Member, Newbury Building Society Type of membership: Member, New Life Mortgages Ltd Best for lower credit scores: Rocket Mortgage. Office of Housing. PNC: Best for traditional . Type of membership: Member, Wave Head office: 43 Church Street, Reigate, Surrey, RH2 0AE, DX 54107 REIGATE-2 Type of membership: Associate, UKValuation Ltd We also support the home buying process through the UK Finance Handbook and our work with governments and representatives from the legal communities. This type of certificate is very cost effective and is pre-approved by the council of mortgage lenders for your sale, mortgage or re-financing requirements. We are a credit broker and not a lender and offer credit facilities from a panel of lenders. Head office: 7 Strutton Ground, Westminster, London, SW1P 2HY Head office: Ambassador House, Paradise Road, Richmond upon Thames, Surrey, TW9 1SQ If they are not listed then you should contact them direct for instructions. Carrington: Best for borrowers with weaker credit. Mortgage Lenders will only lend on a property if it is covered by an approved warranty policy or a Council of Mortgage Lenders (CML) Professional Consultants Certificate (PCC). Type of membership: Member, Scottish Building Society Head office: 40 Wakefield Road, Leeds, LS98 1FD 5.00 67 Reviews (0 Recent |. Use tab to navigate through the menu items. Type of membership: Associate, BancTec Limited Head office: Frizzell House, County Gates, Bournemouth, BH1 2NF We work with members to support the UK as a global leader in financial services. We've worked closely with our providers to offer a Structural Warranty policy that is designed to meet your needs. A CML Certificate is granted where the consultant has supervised the building of the property and confirms that it has been built in accordance with the plans and to a satisfactory standard. UK Finance delivers an extensive programme of events and training courses covering the latest developments in finance and banking. Type of membership: Member, Cheshire Mortgage Corporation fellow or member of the Royal Institution of Chartered Surveyors (FRICS or MRICS); or, fellow or member of the Institution of Structural Engineers (F.I.Struct.E or M.I.Struct.E); or, fellow or member of the Chartered Institute of Building (FCIOB or MCIOB); or, fellow or member of the Architecture and Surveying Institute (FASI or MASI) (only if in conjunction with a FCIOB or MCIOB qualification); or, fellow or member of the Chartered Association of Building Engineers (C.Build E MCABE and C.Build E FCABE); or, member of the Chartered Institute of Architectural Technologists (formerly British Institute of Architectural Technologists) (MCIAT); or, architect registered with the Architects Registration Board (ARB). Head office: Customer Service Centre, Narborough, Leicester, LE19 0AL, DX 11000 LEICESTER . Head office: Duffield Hall, Duffield, Derbyshire, DE56 1AG Type of membership: Associate, Legal & General Assurance Society Ltd Type of membership: Member, HSBC Bank plc Type of membership: Member, Tiuta PLC The industry welcomes the Financial Conduct Authoritys (FCA) guidance for firms supporting their existing mortgage borrowers impacted by the rising cost of living (the Draft Additional Guidance). Part 3 should be read in conjunction with parts 1 and 2. Head office: Fourth Floor, Grand Mill Quay, Barrow Street, Dublin 4, Ireland In . Head office: Davidson House, 2 Forbury Square, Reading, RG1 3EU Guaranteed Rate: Best for variety of loan types. Head office: 250 St Vincent Street, Glasgow, G2 5SH Head office: 1 Redcliff Street, Bristol, BS1 6TP, DX 7815 BRISTOL Type of membership: Member, Astra Mortgages Head office: Eastern Gate, Brants Bridge, Bracknell, Berkshire, RG12 9BZ, DX 33624 BRACKNELL Type of membership: Member, Birmingham Midshires Updated: Feb 23, 2023, 3:50am. If you have a query about a lender that is not listed here please contact us. Type of membership: Member, Hinckley and Rugby Building Society Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN Type of membership: Associate, Crown Mortgage Management Head office: Arcadia House, The Warley Hill Business Park, The Drive, Brentwood, Essex, CM13 3BE Scam Warning: We are aware of a potential scam involving people being offered loans for an upfront fee by an individual posing as a representative of UK Finance. Type of membership: Associate, Islamic Bank of Britain Best for flexible down payment options: Chase Bank. Head office: Sovereign House, P O Box 8, 8 Sovereign Street, Leeds, LS1 1HQ, DX 12004 LEEDS Head office: 3 Goldcroft, Yeovil, Somerset, BA21 4DQ, DX 100503 YEOVIL Head office: 25 Cabot Square, Canary Wharf, London, E14 4QA The Q Policy from Q Assure Build Ltd is a structural warranty which puts quality build and customer service first. Criteria Brain is an online research tool for UK based mortgage advisors. Head office: SBS House, 193 Dalry Road, Edinburgh, EH11 2EF Head office: 14-16 Station Road, Harpenden, Hertfordshire, AL5 4SE, DX 80470 HARPENDEN Head office: Edgbaston House, 3 Duchess Place, Birmingham, B16 8NH HMRC is to stop issuing paper copies of clients' tax calculations and tax year overviews for mortgage applications for self employed people using tax agents, insisting that it has come to an agreement with the Council of Mortgage Lenders about accepting online print outs. 5.00 66 Reviews (0 Recent |. Head office: PO Box 89, Principality Buildings, Queen Street, Cardiff, CF10 1UA Type of membership: Member, Intelligent Finance The UK Finance Mortgage Lenders' Handbook provides comprehensive instructions for solicitors and licensed conveyancers acting on behalf of . Just email us your plans or planning reference number! The warranty/guarantee provided of the installation and insulation. Type of membership: Member, London Mortgage Company State Bank and Trust Company, The Suzanne M Reichard NMLS# 451593. Type of membership: Member, Accord Mortgages Steve Wassell Insurance Management Limited FCA Reg. Type of membership: Associate, Morton Fraser LLP Let's build better! Type of membership: Associate, TietoEnator The CMA will consider whether this is the case in the review. Head office: Woodland Place, Pinetrees Road, Norwich, Norfolk, NR7 9EJ Type of membership: Member, The Woolwich Our specialists provide an unmatched breadth and depth of knowledge. Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 Head office: 80 The Strand, London, WC2R 0GR This week we published our housing and market forecasts for 2023 and 2024. Direct lenders (banks and mortgage companies): Financial institutions that originate, process, and fund the loans themselves. Type of membership: Associate, KPMG Head office: Centurion House, 24 Monument Street, London, EC3R 8AJ This can be accessed on-line viahttps://lendershandbook.ukfinance.org.uk/lenders-handbook/. The Council of Mortgage Lenders was an industry body representing mortgage lenders in the United Kingdom . UK Finance has today published its mortgage market forecast for 2023 2024, anticipating a softening in the mortgage market next year that marks a return to pre-pandemic norms. Type of membership: Member, Harpenden Building Society We would like to show you a description here but the site won't allow us. 4.99 67 Reviews (0 Recent |. Editorial . Head office: Southport Business Park, Wight Moss Way, Southport, PR8 4HQ, DX 728540 SOUTHPORT 8 Head office: 30 St Vincent Place, Glasgow, G1 2HL, DX 500500 CLYDEBANK Type of membership: Associate, Barnetts Solicitors Type of membership: Associate, AIG UK Limited This can come in the form of a 10 Year Structural Warranty, our certificates are valid and transferable for a period of 10 years and as there is no premium element. Type of membership: Member, Coventry Building Society Head office: 5-7 Abbey Court, Eagle Way, Sowton, Exeter, Devon, EX2 7HY, DX 135607 EXETER 16 In some cases this may mean working with .. Type of membership: Member, Mortgages plc Head office: Millennium Bridge House, 2 Lambeth Hill, London, EC4V 4AJ Authorized advisors are able to research mortgage lenders criteria in granular detail across many lenders. Head office: 1 Providence Place, Skipton, North Yorkshire, BD23 2HL, DX 21761 SKIPTON Type of membership: Member, Morgan Stanley Bank International Limited continue we'll assume you are happy to receive them. Head office: 2nd floor, Tower Bridge House, St Katharines Way, London, E1W 1DD Head office: 374 High Street, West Bromwich, West Midlands, B70 8LR, DX 14611 WEST BROMWICH 7 Type of membership: Associate, Clayton Euro Risk Limited All rights reserved. Head office: Rowcroft, Stroud, Gloucestershire, GL5 3BG, DX 122260 STROUD-3 Head office: Castle Street, Macclesfield, Cheshire, SK11 6AF, DX 25001 MACCLESFIELD-2 Type of membership: Member, Earl Shilton Building Society Paragon Bank PLC/ Paragon Mortgages(2010) Ltd, Precise Mortgages (Charter Court Financial Services Ltd), Scottish Widows plc see Lloyds Banking Group. You can also see which Lenders currently list Q as an Approved Scheme here: https://lendershandbook.ukfinance.org.uk/lenders-handbook/. Type of membership: Member, Stroud & Swindon Building Society Head office: Peterborough Business Park , Lynch Wood, Peterborough, PE2 6WZ, DX 29181 LYNCHWOOD Scam Warning: Regardless if you are a property developer, house builder or private client looking to do their own Self-Build . Type of membership: Member, Scottish Widows Bank plc Head office: Endeavour House, 1 Lyonsdown Road, New Barnet, Hertfordshire, EN5 1HU, DX 47708 NEW BARNET New build warranties can affect your mortgage application. Head office: 8 & 9 Bon Accord Crescent, Aberdeen, AB11 6DN Head office: 7 St. James Square, Manchester, M2 6XX Some smaller building companies, however, may not be able to afford this in which case, a CML Certificate will usually suffice. Type of membership: Member, Teachers Building Society editor. Type of membership: Associate, Barlow Robbins LLP Type of membership: Member, West Bromwich Mortgage Company Limited UK Finance works with and on behalf of UK mortgage lenders banks, building societies, specialist lenders (including those who are authorised to service mortgages) to provide a single voice for the industry and promote sustainable housing finance in the UK. In the face of the ongoing cost-of-living squeeze and rising interest rates, we expect a softer market for house purchases. Type of membership: Associate, Sterling Insurance Group Limited Find out more; What We Do. As with warranty schemes, the professions which the lenders will accept certificates from will vary from lender to lender. Type of membership: Member, HBOS plc Type of membership: Member, GMAC-RFC Ltd Head office: Eldon House, 2 Eldon Street, London, EC2M 7UA Head office: Vale House, Roebuck Close, Bancroft Road, Reigate, Surrey, RH2 7RU Without a system like this, the advisors research phase can often take many hours and for complex cases, days, which results in frustrating delays to customers. Type of membership: Member, The Mortgage Business plc Type of membership: Member, Heritable Bank Ltd Cover normally lasts for a period of 10 years after completion, and often it is required before mortgage lenders will . Downloads Home Resources Downloads Membership Membership Form Download Now rules of registration Download Now cgice key fact policy summary Download Now Building Regulations structure Download Now fire safty Download Now site preparation Download Now toxic substance Download Now passage of sound Download Now Download Now ventilation sanitation Download Now Drainage Download Now Download Now . Head office: Trinity Road, Halifax, West Yorkshire, HX1 2RG, DX 11896 HALIFAX Type of membership: Associate, Cardif Pinnacle Head office: Westgate Chambers, 3 High Street, Chipping Sodbury, Gloucestershire, BS37 6BA, DX 56804 CHIPPING SODBURY Head office: Dundas House, 20 Brandon Street, Edinburgh, EH3 5PP Rachel Witkowski. A sense of stability was only just returning after the political and economic turmoil surrounding the September mini-budget, an event that saw consumer confidence plumb new record depths. BOPAS is an independent Third Party Accreditation of MMC Providers and their associated construction systems, providing assurance to Lenders, Developers and Homeowners as to the integrity and durability of properties accredited under the scheme. Type of membership: Member, Derbyshire Building Society If you do find your lender is not listed below, please contact us and we will assist you. Type of membership: Associate, Excel Insurance Solutions We have covered over 47,000 properties, with a GDV of 16bn. Head office: 156 Milligan Street, London, E14 8AS Do you know where to find the best deals? For borrower-paid monthly private mortgage insurance, annual premiums from MGIC, one of the country's largest mortgage insurance providers, range from 0.17% to 1.86% of the loan amount, or $170 . Head office: 55 Colmore Road, Birmingham, B3 2AS, DX 13036 BIRMINGHAM 1 Mortgage lenders have expressed concerns about the levels of knowledge among mortgage advisers about the later life lending market. Registered address: 1 Angel Court, London, EC2R 7HJ Type of membership: Member, edeus mortgage creators Limited The mortgage industry offers two main options for loan originators. Our warranties offer a saving up to 50% compared to other Structural Warranties. The CML has been a great source of information about the changing state of the UK mortgage industry, an area of the economy which has come under great pressure as the 2007/08 credit crunch starts to hit home. Head office: Barnwood, Barnett Way, Gloucester, GL4 3RL, DX 55251 GLOUCESTER-2 Type of membership: Member, Catholic Building Society Head office: Oakfield House, PO Box 600, Binley Business Park, Coventry, CV3 9YR Head office: 30 Church Street, Epsom, Surrey, KT17 4NL It is a requirement of most lenders in the UK to have a structural warranty on all new build properties, converted properties, or residential properties less than 10 years old. Type of membership: Member, Godiva Mortgages Limited If you have any queries about the Handbook please view theFAQs section. Type of membership: Member, Ahli United Bank (UK) plc December is a festive time, with a lot of eating, drinking and often, spending. This site makes use of cookies. Our structural warranty providers have over 20 years in the insurance industry and their goal . Advantage is one of the UK's leading specialists in structural warranties, with over 85 years of experience in this field. Type of membership: Member, Loughborough Building Society First-time borrowers need a 640 minimum credit score. Type of membership: Associate, Hometrack Data Systems Ltd Head office: Corporate Headquarters, Watling Street, Bexleyheath, Kent, DA6 7RR, DX 90000 BEXLEYHEATH-2 Type of membership: Member, Bristol & West Investments Plc Our Professional Indemnity covers single unit values up to 3 million which is significantly higher than many Architects Certificates which sometimes only provide cover up . Type of membership: Member, Catalyst Securities Limited Head office: Arndale House, Charles Street, Bradford, BD1 1UN, DX 712510 BRADFORD 10 Head office: Winchester House, 1 Great Winchester Street, London, EC2N 2DB But this meant homeowners signing a lease (typically for 25 years) at the time that can complicate mortgage applications today. Head office: Bracken House, Charles Street, Manchester, M1 7BD For more information on warranties, or to consider your own position in relation to any of these issues, please do not hesitate to contact Campions Solicitors. Type of membership: Member, The Co-operative Bank plc Head office: Merrill Lynch Financial Centre, 2 King Edward Street, London, EC1A 1HQ Head office: Sackville House, 143-149 Fenchurch Street, London, EC3M 6BN Type of membership: Associate, Callcredit plc Goto the Blog. The handbook for England & Wales also includes a part 3 which sets out standard instructions to be used where a conveyancer is representing the lender but not the borrower. Type of membership: Member, Clydesdale Bank plc Head office: 180 Brompton Road, London, SW3 1HQ PNC Bank: Best for . The New Jersey Housing and Mortgage Finance Agency provides a variety of programs to assist prospective homebuyers and homeowners. See ourSummary of amendmentsforprevious versions of the part 1. Type of membership: Associate, My Home Move Ltd Type of membership: Member, Mortgage Trust plc Some lenders will simply not accept applications for homes with leased panels. Type of membership: Member, Standard Life Bank Ltd mortgage approval rates fell by 87%. By downloading this document, you understand and agree that any sharing, distribution or republishing of the content, without prior written authorisation from the author or content managers at UK Finance, shall be constituted as a breach of the UK Finance website terms of use. Head office: St Crispins, Duke Street, Norwich, NR3 1PD, 5245 NORWICH A mortgage lender sponsors an educational lunch for real estate agents where employees of the lender are invited to speak. Type of membership: Associate, Taylor Wessing Head office: 4 Market Square, Stafford, ST16 2JH, DX 701367 STAFFORD-3 Registered in England No: 3642459 | Website by Fuelius. Type of membership: Associate, TLT Solicitors Head office: 76 Upper Ground, London, SE1 9PZ Type of membership: Associate, Tiger Global Management, LLC Head office: PO Box 232, 51 Newmarket Road, Cambridge, CB5 8FF, DX 133158 CAMBRIDGE 8 Head office: 8 Newton Terrace, Glasgow, G3 7PJ, DXGW40 GLASGOW UK Finance has been created by combining most of the activities of the Asset Based Finance Association, the British Bankers Association, the Council of Mortgage Lenders, Financial Fraud Action UK, Payments UK and the UK Cards Association. Head office: Arab Banking, Corporation House, 1-5 Moorgate, London, EC2R 6AB Head office: Bankcentre Britain, Belmont Road, Uxbridge, Middlesex, UB8 1SA, DX 45104 UXBRIDGE Head office: 42 St Andrew Square, Edinburgh, EH2 2YE Type of membership: Member, Melton Mowbray Building Society 19. Head office: Arundel House, 1 Liverpool Gardens, Worthing, BN11 1SL Head office: Welland House, The Square, Market Harborough, Leicestershire, LE16 7PD, DX 27312 MARKET HARBOROUGH This, however, should only be used as an indicator and readers are advised to check with their own lender to ascertain which schemes they deem acceptable. Type of membership: Associate, Retirement Plus Limited Type of membership: Associate, Legal Marketing Services Limited Head office: Saffron House, 1a Market Street, Saffron Walden, Essex, CB10 1HX, DX200301 SAFFRON WALDEN Criteria Brain members can access the answers to this criteria and many more. Head office: St Jamess House, St Jamess Square, Cheltenham, GL50 3PR, DX 141660 CHELTENHAM 11 Head office: Yorkshire House, Yorkshire Drive, Bradford, West Yorkshire, BD5 8LJ, DX 11798 BRADFORD Type of membership: Associate, Fitch Ratings Ltd It is important to check that the warranty provider you are considering using is registered with The Financial Services Compensation Scheme (FSCS) and operates under a Consumer Code that is recognised by the Consumer Trading Standards Institute. Protek Group Limited, Type of membership: Associate, Checkmate Mortgages Limited Head office: Dudley House, Stone Street, Dudley, West Midlands, DY1 1NP, DX 12745 DUDLEY-1 Head office: 20 Canada Square, Canary Wharf, London, E14 5LH This is because most of the major banks and building societies will only accept warranty providers who have met this requirement. Head office: Exchange Tower, 2 Harbour Exchange Square, London, E14 9FR, DX 135857 ISLE OF DOGS 2 . Type of membership: Member, Preferred Mortgages Ltd Type of membership: Member, Chesham Building Society Type of membership: Associate, Eversheds LLP MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. Head office: Plantation Place, 30 Fenchurch Street, London, EC3M 3AD Head office: Citigroup Centre, Canada Square, London, E14 5LB Technology providers and capabilities are critical to reduce the length of the end-to-end mortgage process and to improve the overall customer experience. Most mortgage lenders in the U.S. are mortgage bankers. Type of membership: Member, Stafford Railway Building Society Type of membership: Associate, Lovells LLP No. Head office: 22 The Hollow, Earl Shilton, Leicester, LE9 7NB Head office: 50 St Edward Street, Leek, Staffordshire, ST13 5DH, DX 16354 LEEK Please click here to download the "Interest Only Toolkit". 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